Insurance and Payment Options in Eugene OR

Chiropractic Eugene OR Meeting With Your Doctor

We believe in clear, straightforward care—no surprises, no confusion. Our office provides several payment options in Eugene OR.

Our goal is to help you get real, lasting results while making the process as simple and transparent as possible.


Do You Accept Insurance?

We are primarily a cash-based, out-of-network practice.

Why?

Because this allows us to:

  • Spend more time with you
  • Provide comprehensive, individualized care
  • Focus on results—not insurance limitations or visit caps

When Do You Work With Insurance?

There are a few specific situations where we do work directly with insurance:

VA Community Care
We accept patients through the VA Community Care program.

  • A referral/authorization from the VA is required prior to scheduling
  • If you believe you qualify, contact your VA provider to request a referral to our office

Personal Injury (Auto Accidents / PIP)

If you’ve been in a car accident, we can help.

  • No referral is required
  • A claim must be filed with your auto insurance before starting care
  • Care is typically covered based on your policy limits

Our team can guide you through this process to make it as smooth as possible.


Can I Still Use My Insurance?

In many cases, yes.

For most traditional insurance plans, we can provide a superbill for you to submit for potential reimbursement, depending on your out-of-network benefits.

We recommend contacting your provider and asking about:

  • Out-of-network chiropractic coverage
  • Reimbursement rates
  • Deductibles and limits

What Does Care Typically Cost?

Your care is not based on a one-size-fits-all model.

It’s built around what’s actually going on in your body, how long it’s been there, and what it will take to correct it—not just temporarily manage symptoms.

After your Discovery Visit and full analysis, we’ll create a clear, personalized care plan designed to help you achieve real, lasting results.

For context:

  • Most patients invest between $800 and $2,800 in their care, depending on the level of correction needed

We’ll walk you through everything in detail before you begin, so you can make a confident, informed decision—without pressure.


Payment Options in Eugene OR

We offer flexible options to make care accessible:

  • Pay-per-visit options
  • Structured care plans
  • CareCredit financing
  • Flexible in-house payment plans

HSA / FSA

We accept HSA and FSA cards, which many patients use to pay for care with pre-tax dollars.


Our Approach to Care

We don’t chase symptoms or offer quick, temporary fixes.

Our focus is helping you:

  • Correct the underlying issue
  • Restore proper movement and function
  • Build long-term resilience in your body

This is the difference between short-term relief and true correction.


Is This the Right Fit for You?

Our office is best suited for people who:

  • Want to understand the root cause of their problem
  • Are ready to follow a structured plan
  • Value long-term health over quick fixes

If you’re simply looking for the cheapest or quickest option, we may not be the best fit—and that’s okay.

But if you’re ready to address the problem at its source and move forward with clarity, we’re here to help.


Questions?

If you have questions about insurance, payment options, or getting started, our team is happy to help. Give us a call at (541) 653-8086.

OFFICE HOURS


Monday
9:00am - 7:00pm


Tuesday
9:00am - 12:00pm


Wednesday
2:00pm - 7:00pm


Thursday
9:00am - 7:00pm


Friday
Closed


Saturday & Sunday
Closed

Emerald City Family Chiropractic

45 Division Ave Suite H
Eugene, OR 97404

(541) 653-8086